Terms of Use

Effective date: July 4, 2026

Acceptance of these terms

By accessing splashfinancialloans.com (the “Site”), you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the Site.

What the Site is — and is not

Splash Financial is a lending marketplace, not a lender. We do not make loans, make credit decisions, or guarantee that you will receive an offer. Loan amounts, rates, fees, and terms are set solely by the third-party banks and credit unions in the network, and your loan agreement — if you accept an offer — is with that lender, not with the Site.

Information on the Site, including payment tables, calculator results, and articles, is provided for education and illustration only. It is not financial, legal, or tax advice, and actual offers may differ from any estimate shown.

Eligibility

The Site is intended for U.S. residents who are at least 18 years old (or the age of majority in their state). By submitting a loan request you represent that the information you provide is accurate, complete, and about yourself.

Your responsibilities

Prohibited uses

Intellectual property

The Site’s content, design, and branding are owned by the Site operator or its licensors and are protected by applicable law. You may view and print pages for personal use; all other rights are reserved.

Third-party services and links

The application form is operated by a third-party provider, and offers come from third-party lenders. The Site may also link to external websites. We are not responsible for the content, policies, or performance of third parties — your dealings with a lender are governed by that lender’s agreement and policies.

Disclaimers

The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, availability, merchantability, or fitness for a particular purpose. We do not warrant that you will qualify for any loan or receive any particular rate.

Limitation of liability

To the fullest extent permitted by law, the Site operator will not be liable for indirect, incidental, special, or consequential damages arising from your use of the Site or your dealings with any lender, including decisions made based on estimates or educational content shown on the Site.

Indemnification

You agree to indemnify and hold the Site operator harmless from claims arising out of your misuse of the Site or violation of these terms.

Changes and governing law

We may revise these Terms at any time by posting an updated version on this page; continued use of the Site after changes means you accept them. These Terms are governed by the laws of the United States and the state in which the Site operator is organized, without regard to conflict-of-law rules.

Contact

Questions about these Terms: [email protected].

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