Overview
This Privacy Policy explains how splashfinancialloans.com (“we,” “us,” or the “Site”) collects, uses, shares, and protects information when you visit the Site or submit a loan request. Splash Financial is a lending marketplace and is not a bank or a direct lender — when you choose to proceed with a lending partner, that partner’s own privacy policy also applies to the information you share with them.
Information we collect
- Information you provide — when you submit a loan request: name, contact details, date of birth, Social Security number, income and employment information, bank account details, and the loan amount and purpose you select.
- Credit information — with your authorization, a soft credit inquiry is used to match you with offers. A soft inquiry never affects your credit score.
- Automatically collected data — device type, browser, IP address, pages viewed, and referring links, collected through cookies and similar technologies.
How we use information
- To match your loan request with lending partners and display the offers they return.
- To verify identity, prevent fraud, and comply with legal obligations.
- To operate and improve the Site, measure performance, and understand how visitors use our pages.
- To communicate with you about your request and, where permitted, about related products. Every marketing message includes a working unsubscribe link.
How we share information
- Lending partners — the details in your loan request are shared with participating banks and credit unions so they can decide whether to extend an offer. If you accept an offer, you continue directly with that lender.
- Service providers — companies that host the application form, verify identity, or provide analytics, bound by contractual confidentiality obligations.
- Legal requirements — when required by law, subpoena, or to protect against fraud or abuse.
We do not sell your Social Security number or bank account details. To limit marketing sharing, use the unsubscribe link in any message or contact us at the address below.
The application form
The loan request form on our Apply page is operated by a third-party application-processing provider. Information entered into the form is transmitted over an encrypted connection directly to that provider and its lender network, and is handled under the disclosures presented within the form itself (including its Privacy Policy, Credit Authorization, and E-consent documents linked inside the form).
Cookies & analytics
We use cookies to keep the Site functioning and to measure traffic. You can control cookies through your browser settings; disabling them may affect how some pages work. Analytics data is used in aggregate and is not used to identify you personally.
Data security & retention
Pages and forms are served over encrypted connections (HTTPS/SSL). We retain information only as long as needed for the purposes described here or as required by law, then delete or de-identify it. No method of transmission is 100% secure, so we cannot guarantee absolute security — please also protect your own devices and credentials.
Your choices & rights
- Opt out of marketing at any time via the unsubscribe link in any email.
- Access, correction, or deletion — depending on your state of residence (including California residents under the CCPA/CPRA), you may have the right to know what personal information we hold, request its deletion, or opt out of certain sharing. Submit requests using the contact below; we will verify your identity before acting on them.
- Do-not-track — the Site does not currently respond to browser do-not-track signals.
Children
The Site is intended for U.S. residents who are at least 18 years old (or the age of majority in their state). We do not knowingly collect information from children under 13, and we delete any such information upon discovery.
Changes to this policy
We may update this Privacy Policy from time to time. The effective date at the top of this page shows when it was last revised, and material changes will be posted on this page.
Contact us
Questions or privacy requests: [email protected].