Compare real loan offers from a nationwide network of banks and credit unions in about two minutes — with zero impact to your credit score.
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Checking your rate uses a soft credit pull that won’t affect your credit score. Splash Financial is a lending marketplace and is not a bank or a direct lender — loan amounts, rates, and terms are provided by third-party lending partners.
Not at this stage. Comparing offers uses a soft credit pull that only you can see. A hard inquiry happens once — only if you accept a specific offer and that lender finalizes your application.
You can see and accept offers the same day. After the lender verifies your identity and income, funds typically arrive in as little as one business day — exact timing depends on the lender and your bank.
One of the banks or credit unions in the marketplace network — Splash Financial is the marketplace, not the lender. The lender’s name, APR, fees, and full payment schedule appear on the loan agreement before you sign anything.
